Mortgage Pre-Approval

One of the first steps in the home buying process is to consult with a mortgage lender about your financing options.

When you know what you can afford, you can focus your home search and make your move more quickly when you find the property you want.

In today’s hot market you need to be able to present documentation that you are financially qualified when you present an offer to a Seller. Very often that means a pre-approval letter from a lender. With sellers receiving multiple offers within days of a new home reaching the market not being able to show your ability to fund a closing may take you off the table, even if you offered the highest dollar amount.